# Site: baileyins.com # URL: https://baileyins.com # Generated: 2026-09-06 03:00:14 # Version: 1.2 # File Type: llms-full.txt # Total Pages: 14 --- ## Choosing Homeowners Coverage in Knoxville URL: https://baileyins.com/articles/choosing-homeowners-coverage-knoxville/ Owning a home in the greater Knoxville area means preparing for more than day-to-day wear and tear. Storms, liability claims, and rebuilding costs can all put pressure on a policy that was never reviewed after purchase. At Bailey Insurance Service, we help homeowners understand the difference between dwelling coverage, personal property, and liability limits—so you are not guessing when it matters most. ## Start with your dwelling limit Dwelling coverage should reflect the cost to rebuild your home, not the market value or what you owe on a mortgage. Construction costs in East Tennessee change over time, so a limit that felt right five years ago may fall short today. ## Match deductibles to your budget A higher deductible can lower your premium, but only if you can comfortably pay that amount after a loss. We walk clients through realistic scenarios so deductibles support—not strain—household finances. ## Do not overlook liability Guest injuries, dog bites, and other liability claims can exceed what many people expect. Adequate liability limits and, when appropriate, an umbrella policy help protect savings and future earnings. Serving Knoxville since 1994, our team is ready to review your homeowners policy and recommend coverage that fits how you live. Request a quote anytime. --- ## Auto Insurance Deductibles for Tennessee Drivers URL: https://baileyins.com/articles/auto-insurance-deductibles-tennessee/ Tennessee drivers often focus on liability limits and forget that deductibles quietly shape both price and out-of-pocket risk. Collision and comprehensive deductibles are where many Knoxville households can tune coverage without leaving themselves exposed. ## Collision vs. comprehensive Collision applies when your vehicle is damaged in a crash with another car or object. Comprehensive typically covers non-collision events such as theft, vandalism, hail, or animal strikes—common concerns across East Tennessee roads and neighborhoods. ## When a higher deductible helps If you keep an emergency fund and drive a reliable vehicle, raising deductibles can reduce premiums. If cash flow is tight or you commute long distances, a lower deductible may be worth the extra cost for peace of mind. ## Review after life changes New drivers in the household, a vehicle purchase, or a move across Knox County are all good reasons to revisit deductibles and limits with an independent agent. Bailey Insurance Service compares options from multiple carriers so you can balance premium and protection. Learn more about our auto coverage or contact our office for a personalized review. --- ## Why Renters Insurance Matters in East Tennessee URL: https://baileyins.com/articles/why-renters-insurance-matters-east-tennessee/ Many renters assume a landlord’s policy covers everything inside an apartment or rental house. In most cases, it does not. Personal belongings, liability for guest injuries, and temporary living expenses after a covered loss typically fall to you. ## What renters insurance usually covers A standard renters policy can help replace clothing, furniture, electronics, and other personal property after events like fire, theft, or certain water damage. It can also provide liability protection if someone is injured in your rental and holds you responsible. ## Affordable protection for students and families Compared with the cost of replacing everything you own, renters insurance is often one of the most affordable policies we place for Knoxville-area clients—including college students and first-time renters. ## Document what you own A simple inventory—photos or a short list of major items—makes claims smoother. We encourage renters to store a copy of that inventory off-site or in the cloud. If you rent in Knoxville, Farragut, Maryville, or surrounding communities, Bailey Insurance Service can help you find practical coverage quickly. Explore renters insurance or get a quote . --- ## Liability Basics for Knoxville Contractors URL: https://baileyins.com/articles/liability-basics-knoxville-contractors/ Contractors and construction businesses in Knoxville face job-site risks that personal policies were never designed to handle. Clients, general contractors, and project owners often require proof of insurance before work begins. ## General liability General liability helps address third-party bodily injury and property damage claims tied to your operations. It is frequently a prerequisite for bids, vendor lists, and certificates of insurance. ## Workers compensation When you have employees—or in some cases subcontractors treated like employees under Tennessee rules—workers compensation is a critical part of protecting your crew and your business. Requirements vary; an agent who knows local contracting work can help you stay aligned. ## Certificates without the scramble Last-minute certificate requests are common in construction. Working with an agency that understands commercial schedules means you can respond to owners and GCs without delaying a job start. Bailey Insurance Service has long supported specialty and commercial clients, including contractors and construction firms. See our contractors coverage or speak with our commercial team about a package that fits your trades. --- ## Protecting Local Businesses with Commercial Property Coverage URL: https://baileyins.com/articles/protecting-local-businesses-commercial-property/ From retail storefronts to professional offices, Knoxville businesses invest heavily in buildings, equipment, and inventory. Commercial property coverage is what helps those investments recover after fire, theft, wind, or other covered causes of loss. ## Buildings and business personal property Policies can address the structure you own or improvements you have made as a tenant, along with furniture, tools, stock, and equipment. Accurate valuations matter—underinsuring to save premium can create painful gaps after a claim. ## Business interruption considerations After a serious property loss, revenue can stop while expenses continue. Business income or interruption coverage is often paired with property insurance so payroll and ongoing costs have a lifeline during repairs. ## Industry-specific needs Restaurants, repair garages, manufacturers, and other specialty operations often need tailored property and liability combinations. An independent agency can shop carriers that understand those exposures. With more than 25 years serving the greater Knoxville area, Bailey Insurance Service helps local employers build coverage that matches how they actually operate. Learn about commercial property or request a commercial quote . --- ## Employee Benefits That Help Knoxville Employers Compete URL: https://baileyins.com/articles/employee-benefits-knoxville-employers/ Attracting and keeping good people is a top challenge for employers across East Tennessee. A thoughtful benefits package—health, dental, vision, life, and disability—signals that your company invests in its team. ## Core medical and ancillary coverage Group health remains the foundation for many employers, but dental, vision, and voluntary products often round out a competitive offering without overwhelming a benefits budget. ## Life and disability support Group life, short-term disability, and long-term disability help employees protect income and families. These coverages are frequently valued highly relative to their cost and can differentiate your workplace. ## Guidance from a local agency Benefit decisions involve carriers, plan designs, and employee communication. Working with a Knoxville agency that already serves commercial and employee-benefit clients keeps the process practical and personal. Bailey Insurance Service was recognized among Cityview’s Best of the Best for health and life insurance—and we bring that same focus to employers of many sizes. Explore employee benefits or contact us to discuss options for your workforce. --- ## Home URL: https://baileyins.com/ 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 are an independent insurance agency serving the greater Knoxville area since 1994. We are proud to provide insurance and financial solutions to an ever-growing number of families and businesses in our area. We are committed to building a solid relationship with customers through practical solutions and excellent service. As an independent agency, we don't work for one insurance company; we represent several companies. This allows us to focus on providing you with the right amount of insurance and the right type of coverage for your needs. It’s important to keep yourself protected and we offer the best auto insurance package in the industry. Let us put together a home insurance bundle plan that offers the highest level of protection for you and your loved ones. Businesses require specialized coverage and our brokers have extensive knowledge to cover your operations and future growth. Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Our brokers will help you protect these items. Umbrella insurance is designed to take over when your insurance policy reaches its liability limits. We'll help you add an extra layer of protection. Our experienced brokers will compare several boat insurance policies to make sure that you have proper coverage for your vessel. Our experienced brokers will compare several motorcycle insurance policies to make sure that you have proper coverage for your motorcycle. Our experienced brokers will compare several ATV insurance policies to make sure that you have proper coverage for your ATV. JTNDaDIlM0VUSEUlMjBDT1ZFUkFHRSUyMFlPVSUyME5FRUQuJTNDJTJGaDIlM0UlMEElM0NoMyUzRU5PJTIwSEFTU0xFLiUyMEdVQVJBTlRFRUQuJTNDJTJGaDMlM0U=GET A QUICK QUOTE ## We work with the best of the best. ### Here are a few of the insurance companies we represent. --- ## Contact Us URL: https://baileyins.com/contact/ # How can we help you today? ###### Please feel free to call, email, submit the form below or chat with a representative in the bottom right corner of your screen. We look forward to serving you! Office Address 9219 Middlebrook Pike Knoxville, TN 37931 Mailing Address PO Box 50186 Knoxville, Tn 37950 Phone Number (865) 691-9111 (800) 683-9117 (Toll Free) Fax Number (865) 539-6815 Email Address admin@baileyins.com Office Hours Monday – Friday 8:30AM to 5:00PM --- ## Testimonials URL: https://baileyins.com/testimonials/ JTNDZGl2JTIwaWQlM0QlMjdSUlRlc3RpbW9uaWFscyUyNyUyMGNsYXNzJTNEJTI3dGVzdGltb25pYWxzLWxpc3QlMjclM0UlM0MlMkZkaXYlM0U= --- ## Privacy Policy URL: https://baileyins.com/privacy-policy/ ## The Bailey Insurance Service team has over 100 years of combined experience serving the greater Knoxville area. Our passion is serving you and we look forward to the next 25 years of doing so. # PRIVACY POLICY Bailey Insurance Service (“Agency”), respects the privacy rights of individuals who visit, use, and interact with (collectively “Users”) this website and/or portal (“Site”). Information may be collected from Users during their visits to this Site in order to allow the Agency to provide better service. The Agency is concerned about treating this information with care, so it has implemented this Privacy Policy (“Policy”). This Privacy Policy has been updated effective 8/2/2021. ### Types of Information Collected and How it is Used Aggregate Information: The Agency may collect information that is not personal information about Users to measure traffic on the Site. This information is collected automatically on an aggregate basis (“Aggregate Information”) through the use of a “cookie” or small text file placed on the User’s hard drive by the User’s Internet browser. The cookie allows the Agency to track the number of hits or visits to various pages on the Site. The cookie is used only during a single connection to the Site, and is not used to track User activity after leaving the Site. The cookie is permanently disabled when the User exits the Site, and information about individual Users is not collected, saved or distributed to others by Agency except as provided for in this Policy. Aggregate Information helps Agency understand Users’ needs, improve the Site, and demonstrate to others the volume and nature of Site traffic. Aggregate Information may be shared with third parties as described in the section called “Information Provided to Third Parties” below. User Information: User information from the Site may be obtained, retained, and/or used (collectively “Used”) by the Agency to facilitate Users’ access to, use of, and/or participation in any products/services/resources/surveys (collectively “Services”) from the Site. Information about Users may be provided by the Agency to other entities, such as insurance carriers; vendors; agents/agencies brokers/brokerage firms and any others providing Services through the Site (collectively “Service Providers”), and such information may be Used by the Agency and Service Providers. Services Information: Information from Users on the Site may be Used by the Agency, such as, but not limited to, for processing requests for and/or participation in Services offered by or through the Agency, including, but not limited to, from Service Providers. Such information about Users also may be provided to and Used by Service Providers, as described in the section called “Information Provided to Third Parties” below. E-mail Information: Information that the Agency receives from Users via e-mail may be Used by the Agency and may be provided to and Used by third parties as described in the section called “Information Provided to Third Parties” below. Information about Children Under 13: Our Site is generally intended for adults interested in obtaining insurance, and it is unlikely that children under the age of 17 will use the Site. It is the Agency’s policy not to collect personal information of children under age 13. If it is necessary to collect such personal information from a child identified as being under age 13, Agency will do so only after obtaining verifiable parental consent. If Agency becomes aware that it has inadvertently collected personal information from a child under age 13 without parental consent, such personal information will be deleted from Agency’s system. Information Provided to Third Parties: Information collected on this Site will only be provided to third parties in the manner specified in this Policy. Those who do not want their information shared in this manner should not provide the information. Information Used by Agency may be provided to third parties, such as, but not limited to, Service Providers. Information shared with such third parties may be Used to conduct business, including, without limitation: i) completing the transaction(s) requested by the User; and ii) serving Users and/or reporting on transactions, activities, and Services conducted with or facilitated by Agency. Agency also may disclose such information to comply with the law or legal process; to exercise Agency’s legal rights or defend against legal claims; to enforce Agency’s policies (including, without limitation, its Terms of Use); and/or to protect the rights, property or safety of others. ### Security The Agency uses a combination of industry typical security measures to protect personal information it collects. Such measures will change from time to time. The Agency makes no representations or warranties of any kind, express or implied, that such measures will protect all personal information collected, however the Agency will make reasonable efforts to protect such information from unauthorized access. ### Links to Other Sites This Site contains links to Internet sites of Service Providers, other Agency partners/vendors, and other businesses and resources (collectively “Linked Resources”), and each Internet site of Linked Resources may have its own privacy and data collection policies and practices. The Agency is not responsible for the privacy and data collection policies and practices of any Linked Resources or for the content of their Internet sites. Users interested in the privacy and data collection policies and practices of Linked Resources should review the policies of the Internet sites they choose to access. Agency makes no representations or warranties of any kind, express or implied, about the Internet sites of Linked Resources, and Agency disclaims all warranties and responsibilities of any kind, including, without limitation, warranties and responsibilities with respect to Linked Resources’ Internet sites, content, privacy and data collection policies and practices, and actions. Links to other Internet sites, including, but not limited to, Linked Resources, do not imply Agency’s endorsement or approval of such Internet sites or the resources and information contained within them, nor are such links or references indications that Agency has received specific authorization to provide these links or resources. Agency does not endorse, approve, certify or control such external Internet sites, and is not responsible for the accuracy, timeliness, completeness, efficacy, merchantability, usefulness, fitness for any particular purpose or correct sequencing of information located at such Internet sites. The links and references on this Site to other Internet sites, including, but not limited to, Linked Resources are provided solely as a convenience to Users of this Site. ### Your Rights to Access and Amend Your Personal Information You have the right to request access to the personal information that is maintained about you on this Site to ensure that it is accurate. Subject to certain exceptions required by law, and provided we can authenticate your identity, you also can request corrections, amendments or deletions of any personal information obtained through this Site or otherwise in our possession as appropriate. You may also request changes to your preferences regarding how we use or disclose your information or how we communicate with you. To obtain access to, or seek to correct, amend, or delete any of your personal information, or for any other questions or concerns about the Agency’s personal data policies and practices: Submit a request in writing to McKenzie Kretowski: Agency Operations Manager, Bailey Insurance Service - mkretowski@baileyins.com The request must include your name; address; telephone number; the specific personal information at issue; the identity of the document or record that contains the disputed personal information; and the desired correction, amendment or deletion (along with any appropriate supporting documentation). We will notify you within 30 business days after receipt of your request with all required information to notify you whether we require additional information, have made the requested correction, amendment or deletion or that we cannot do so and the reasons for that decision. ### Policy Changes The Agency reserves the right to and may change this Policy at any time without notice to you, and changes will become effective when the revised Policy is posted on this Site. We may email periodic reminders or notices about changes, but you are encouraged to review this Policy frequently, so you are informed about the Agency’s privacy practices and policies. --- ## Services URL: https://baileyins.com/services/ ## The Bailey Insurance Service team has over 100 years of combined experience serving the greater Knoxville area. Our passion is serving you and we look forward to the next 25 years of doing so. #### Fill out the form below and a Bailey Insurance Service representative will contact you within one business day. Your mobile provider’s standard rates for sending and receiving text messages apply. # Claims Reporting Information ### If you are reporting a claim during regular business hours, please call our office at 865-691-9111 , or toll free at 1-800-683-9117 . If you need to report a claim after business hours or on weekends, you can report the claim directly to the company at one of the numbers listed below: ##### Grange Insurance Report online or call 1-800-445-3030 ##### Erie Insurance Report online or call 1-800-367-3743 ##### The Travelers Report online or 1-800-252-4633 ##### Progressive Report online or call 1-800-776-4737 ##### Foremost Report online or call 1-800-527-3907 ##### Zurich Report online or call 1-800-987-3373 ##### The Hartford Report online or call 800-243-5860 ##### Met Life Auto & Home claims (now Farmers): Report online or call 1-800-435-7764 Life Insurance claims: Report online or call 1-800-MET-LIFE # Payment Options ### Our companies provide these convenient options for payment. ##### Grange Insurance Pay online or call 1-800-425-1100 ##### Erie Insurance Pay online or call  1-800-458-0811 ##### The Travelers Pay online or call  1-800-842-5075 ##### Met Life Pay online or call  1-800-422-4272 ##### Progressive Pay online or call 1-800-876-5581 ##### Foremost Pay online or call 1-888-888-0080 ##### National General Pay online or call 1-800-847-2886 --- ## Erie URL: https://baileyins.com/insurance/erie/ 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As an Erie Insurance provider, we offer a variety of coverage options designed to protect what matters most to you. With a focus on reliability and competitive rates, Erie provides comprehensive solutions tailored to your needs. Our goal is to ensure you have the right protection in place, giving you peace of mind no matter what life brings. Protecting yourself on the road is essential, and Erie Insurance offers outstanding auto insurance coverage with excellent service at reasonable rates. Protect your home with comprehensive coverage from Erie Insurance, designed to give you peace of mind and reliable protection for what matters most. Erie Insurance offers specialized business coverage designed to protect your operations and support future growth. Erie Insurance provides coverage to protect the furniture, electronics, and belongings that make your house a home. Erie Insurance offers umbrella coverage that extends beyond standard policy limits, giving you an extra layer of protection when you need it most. Erie Insurance provides boat insurance designed to keep your vessel protected, offering reliable coverage for peace of mind on the water. Erie Insurance offers motorcycle coverage designed to protect you and your ride with reliable protection at competitive rates. Erie Insurance provides ATV coverage designed to protect your vehicle with reliable insurance tailored for your adventures. JTNDaDIlM0VUSEUlMjBDT1ZFUkFHRSUyMFlPVSUyME5FRUQuJTNDJTJGaDIlM0UlMEElM0NoMyUzRU5PJTIwSEFTU0xFLiUyMEdVQVJBTlRFRUQuJTNDJTJGaDMlM0U=GET A QUICK QUOTE --- ## Employment URL: https://baileyins.com/employment/ \n\\n ## Looking to work with an intense, loyal confident and faithful team? The Bailey Insurance Service team has over 100 years of combined experience serving the greater Knoxville area and we would love for you to join us. Select a vacant job below and submit your resume! \n\\n Bailey Insurance Service is a family-owned independent insurance agency that takes pride in delivering fast, friendly, and accurate service. Our team is tight-knit, hardworking, and passionate about protecting what matters most to our clients. We partner with top-tier insurance carriers and are committed to maintaining our reputation as a winning, customer-focused agency. We are looking for an experienced Insurance Producer who is energetic, reliable, and motivated. If you love helping people, thrive under pressure, and enjoy building relationships, you’ll fit right in. ### What You’ll Do • Develop new business through networking, referrals, prospecting, and community relationships • Build and maintain strong client relationships • Identify clients’ insurance needs and recommend appropriate coverage • Prepare quotes, present coverage options, and close new business • Manage and grow an existing book of business • Provide exceptional service and follow up with prospects and clients • Stay current on insurance products, markets, and industry regulations • Be open to sell both commercial and personal lines of insurance ### What You Bring • Proven experience as an Insurance Producer • Active Tennessee Property & Casual insurance license, as well as Life insurance license • Strong knowledge of insurance products and coverage • Excellent communication, sales, and relationship-building skills • Self-motivated and goal-oriented • Professional, organized, and dependable • Ability to work independently while being a strong team player ### Why You’ll Love Working With Us • Family-owned, supportive, people-first culture • Highly supportive, collaborative team that works well together • Opportunities for mentorship, growth, and long-term career development • A stable agency with strong carrier relationships and a commitment to excellence • Competitive compensation with base salary and/or commission opportunities • Performance-based incentives ### Benefits • 401(k) + 401(k) matching • Health insurance • Paid time off • Monday–Friday schedule, 8:00 AM – 5:00 PM ### Work Location In-person at our Knoxville office (37931). Candidates must be able to commute reliably. If you’re ready to bring your energy, professionalism, and customer-first mindset to a team that values excellence and teamwork, we’d love to meet you. Apply today and grow your career with Bailey Insurance Service! Please send your resume to kmaners@baileyins.com Bailey Insurance Service is a family-owned independent insurance agency that takes pride in delivering fast, friendly, and accurate service. Our team is tight-knit, hardworking, and passionate about protecting what matters most to our clients. We partner with top-tier insurance carriers and are committed to maintaining our reputation as a winning, customer-focused agency. We are looking for a Personal Lines Customer Service Agent who is energetic, reliable, and ready to make a meaningful impact in a demanding, fast-paced environment. If you love helping people, thrive under pressure, and enjoy building relationships, you’ll fit right in. ### What You’ll Do • Serve as the primary point of contact for personal lines clients. • Answer phones, respond to emails, and provide prompt, accurate, friendly service. • Process policy changes, review coverage needs, and assist with comparison rating. • Support producers by helping manage accounts and providing exceptional follow-through. • Document all client interactions and maintain accurate records in our management system. • Identify cross-selling opportunities and write additional lines of business when appropriate. • Develop strong relationships with clients and insurance carrier partners. • Assist with challenging or high-demand customer needs with a positive, solution-focused approach. • Stay up to date on insurance knowledge through ongoing training and professional development. ### What You Bring • Insurance customer service experience preferred. • TN Property & Casualty License required. • Excellent communication skills — you listen well, speak clearly, and connect easily with others. • Strong organizational skills and attention to detail. • Ability to multi-task and manage time in a fast-paced, demanding environment. • A coachable mindset, willingness to learn, and a team-first attitude. (College degree preferred). • Problem-solving abilities — you stay calm under pressure and focus on solutions. • Comfort with technology and agency management systems. • Resourcefulness and the ability to anticipate customer needs. ### Why You’ll Love Working With Us • Family-owned, supportive, people-first culture • Collaborative team that works well together • Opportunities for mentorship, growth, and long-term career development • A stable agency with strong carrier relationships and a commitment to excellence ### Benefits • 401(k) + 401(k) matching • Health insurance • Paid time off • Monday–Friday schedule, 8:00 AM – 5:00 PM ### Work Location In-person at our Knoxville office (37931). Candidates must be able to commute reliably. If you’re ready to bring your energy, professionalism, and customer-first mindset to a team that values excellence and teamwork, we’d love to meet you. Apply today and grow your career with Bailey Insurance Service! Please send your resume to kmaners@baileyins.com \n\\n ### Working as an Insurance Agency Intern you will: \n\\n \n\\n \\t • Work with experienced small business owners assisting with office management, customer service and agency revenue growth. \n\\n \\t • Develop and implement small business marketing programs. \n\\n \\t • Assist small business to increase social media presence. \n\\n \\t • Work directly with clients to triage day-to-day insurance issues. \n\\n \n\\n ### Skills and Abilities \n\\n \n\\n \\t • Excellent verbal and written communication skills. \n\\n \\t • Good project management skills. \n\\n \\t • Ability to work independently and with a team. \n\\n \\t • Good interpersonal skills, including the ability to make effective presentations. \n\\n \\t • Ability to operate a computer and related software. \n\\n \n\\n\n\\n ### Qualifications \n\\n \n\\n \\t • Pursuit of bachelor’s degree with completion of freshman year majoring in Business, Marketing or related field required. \n\\n \\t • Minimum 3.0 GPA required. \n\\n \\t • Candidates in their final year of undergraduate study, or pursuing graduate studies should apply. \n\\n \\t • Basic knowledge of word processing, spreadsheet, presentation and data base preferred. \n\\n \n\\n Please send your resume to kmaners@baileyins.com \n\\n ### Do you want… \n\\n \n\\n \\t • Steady, reliable work with no fear of being laid off? \n\\n \\t • An opportunity to advance to above average income levels? \n\\n \\t • A pleasant work place with friendly co-workers? \n\\n \\t • Fast-paced, varied work with no time to get bored? \n\\n \n\\n ### If yes, we only hire the best. Are you… \n\\n \n\\n \\t • A bright, fast learner? \n\\n \\t • Proficient on computers in the Windows environment? \n\\n \\t • Positive, upbeat and courteous? \n\\n \\t • Reliable, trust worthy, punctual and dependable? \n\\n \\t • Willing to be involved and help out wherever help is needed? \n\\n \\t • Looking for an opportunity to prove yourself? \n\\n \n\\nIf yes, our service assistant position may be exactly what you’re looking for. Our Service Assistants provide support for our licensed insurance agents, so the agents can stay focused on client relationships. The Service Assistant work involves data entry, forms and information processing, administrative tasks, client contact and much more.\n\\n\n\\nThe Service Assistant also serves as the training ground to learn the insurance business and advance to higher levels of income and responsibility, if desired.\n\\n ### Position Details \n\\n \n\\n \\t • Job Type: Full-time \n\\n \\t • Salary: $10.00 to $12.00 /hour \n\\n \\t • Education: High school or equivalent (Required) \n\\n \\t • Location: Knoxville, TN (Preferred) \n\\n \\t • Work Authorization: United States (Required) \n\\n \n\\n Please send your resume to kmaners@baileyins.com \n --- ## About Us URL: https://baileyins.com/about/ ## The Bailey Insurance Service team has over 100 years of combined experience serving the greater Knoxville area. Our passion is serving you and we look forward to the next 25 years of doing so. # MIKE BAILEY #### Principal – Knoxville, TN Bailey Insurance Service began February 1, 1994 in the basement of Mike Bailey’s home. He started his independent agency with one phone, one computer, and one empty four-drawer file cabinet. Previously, Mike had ten years of success with a multi-line captive company, and had plenty of relationships on which to build his quality organization. Mike is a graduate of the University of North Carolina at Chapel Hill, and former three year veteran book salesman for the Southwestern Company. Married to wife Kim of 20 years, they have three daughters: Katie, McKenzie, and Caroline. Mike Bailey has over 25 years of experience and knowledge as an insurance agent. He contributes his time and resources to superb organizations such as, the Dream Connection , Reach Them 2 Teach Them , the Ed Bailey Foundation , and the Rotary Club of West Knoxville . He is an active member of First Baptist Church of Concord, and Partners in Christ. Mike supports our men and women in uniform around the world. By taking care of all of your insurance needs, our customers will know they are protected, and can rest easy knowing their possessions and loved-ones are covered with Bailey Insurance Service. It would be our absolute pleasure to serve you and we hope we get the chance to do so. God Bless! Mike Bailey # MEET THE TEAM #### The Bailey Insurance Service staff includes agents for home, auto, life, health (individual and group), commercial, and bonds. The Bailey Insurance Service team is available to evaluate, plan, and program a comprehensive insurance package that will suit your needs. Katie is the second generation of Bailey’s at Bailey Insurance Service. She grew up in Knoxville, went to Farragut High School, and graduated from the University of Tennessee with a degree in English. Katie and her husband, Chris, live in Louisville with their two sons, Walker and Wyatt. Katie got her insurance license in 2010 and began working at Bailey Insurance Service full-time in 2012. Katie loves taking care of people and spending time with family, friends, and her dogs, Shooter and Majors.McKenzie is the second generation of Bailey’s at Bailey Insurance Service. She grew up in Knoxville, went to Farragut High School, and graduated from the University of Tennessee with a degree in Marketing and Supply Chain. McKenzie and her husband, Peter, live in Alaska most of the year, where she remotely manages social media and tackles projects to improve the efficiency of operations for the agency. McKenzie’s passions include traveling, practicing Muay Thai, baking, and spending time with her friends and family- especially her nephews!Fleming grew up in Knoxville, TN. He went to West High School where he was involved in several sports. He graduated from the Citadel in 2009, and has been an insurance agent with Bailey Insurance Service since 2012. He writes all lines of business, including Commercial, Personal and Life. In his free time, he is a member of Other Brothers at The Episcopal Church of the Ascension and has coached middle school football for West.Patrick Dunford has been in the insurance business since 2012 and joined Bailey Insurance Service in early 2016. He graduated from Sullivan Central High School in Kingsport and later attended Walter State Junior College majoring in Golf Course & Turf Grass Management. Patrick specializes in fitting individual client needs and puts an emphasis on long-term relationship building as well as providing excellent customer service. He is originally from Kingsport and loves calling East Tennessee his home. He resides in Knoxville with his wife, Rebekkah and their two children, Landon and Lilah.  In his spare time, Patrick enjoys spending time with his family and friends, as well as playing golf on the weekends.Justin has been in the insurance business since 2018, and with Bailey Insurance Service since early 2019. Raised in north Florida, he has lived in East Tennessee since 2004, graduating from East Tennessee State University with degrees in English and Secondary Education. Justin serves customers in personal insurance as well as business insurance, and his overall goal is to care for his customers comprehensively, protecting their home, auto, and life needs as well. He lives in Knoxville with his wife, Ashley, and their three young children: Nellie, Ebin, and Declan. Justin spends his free time as an avid sports fan and sportswriter, as well as tending to his small animal farm in Karns.Travis has been in the insurance business since 2010 and came to Bailey Insurance Service in 2018. He has an extensive background in various roles of insurance but specializes in commercial insurance. Travis was born and raised in Knoxville, Tennessee, and graduated from the University of Tennessee with a degree in Business Administration in 2008. In his spare time, Travis and his girlfriend, Hannah, spend their time raising their animal family. They have three basset hounds, Knox, Daisy, and Garth, a Yorkie named Louis, and a cat named Chanel. Travis enjoys golf, bowling, and going to the movies.Kelley was born and raised in the West Knoxville area and is a graduate of Powell High School. She started her career with Bailey Insurance Service in June 2021 and is now licensed in Property & Casualty and Life & Health. Having previously worked in the healthcare industry, she looks forward to continuing to serve her community with her years of customer satisfaction experience. She resides in Hardin Valley with her husband, Adam, and their son Jacob. In her free time, Kelley enjoys watching her son play football and working with her church, Valley United Methodist Church, through their ministries.Adam was born and raised in Knoxville, TN. Adam has been in customer service for over 20 years and in the insurance industry in customer service and sales since 2013. Adam enjoys spending time with his wife, Heather, and daughter Kadance. Adam is a big fan of movies and going on new adventures with his family. In their spare time, the Tripps enjoy car shows across the country and promote their own annual car, truck, & bike show- The Sparks Show held each August. Adam loves all vehicles low, loud, & fast.She was born and raised in Fountain City, and is a graduate of Central High School. She has moved to West Knoxville recently and loves the Hardin Valley area. Dee Dee joined the Bailey Insurance family in May of 2022. As the Office Assistant, Dee Dee has a varied list of duties and responsibilities, but none more important or enjoyed than customer care. She is married to the love of her life, Mark and enjoys hanging out with her family Adam, Heather, Kadance, and Luke. She attends Fountain City United Methodist Church where she volunteers with The Journey Service as a Hospitality Greeter. Her happy place is at the beach deep in a good book. # RECENT INTERNS Brendan was raised in Karns, Tennessee. He graduated from Christian Academy of Knoxville in 2018, attended University of the Cumberland’s in Williamsburg, Kentucky, and now attends the University of Tennessee. Brendan started at Bailey Insurance in December of 2020 and continued working until August 2022. He handled home inspections, property management, and any special projects that arose. Brendan enjoys coaching wrestling, being outdoors, and cheering for the Vols.John is a 2018 graduate of Grace Christian Academy in Knoxville, Tennessee and attended Bryan College for his bachelor's degree which was completed in 2021. He interned at Bailey Insurance Service in 2019 and 2020. John loves photography, adventuring with his dog, and sports.Morgan is a graduate of the University of Tennessee with a degree in Marketing. He interned with Bailey Insurance Service from May 2018 until his graduation in May 2019. Morgan enjoys playing sports, hiking and skiing. He is UT’s #1 fan for football and basketball. # OUR OUTSTANDING SERVICE TEAM ---